Auston Chase Apartment Homes

59 Summerlake Circle, Ridgeland, SC 29936
Auston Chase Apartment Homes Phone Number Call: 833-292-0330 Auston Chase Apartment Homes Email Address Email UsAustonChase001@myLTSMail.com Auston Chase Apartment Homes Google Map View Map
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Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

$930-$1,495

Apartment Homes Bluffton SC

How Much Cheaper is it to Rent than Own in Your State? - Ridgeland, SC

How Much Cheaper is it to Rent than Own in Your State? - Ridgeland, SC

Joseph Coupal - Wednesday, March 29, 2017

Auston Chase, Beaufort, SCOwning a home is often considered the American dream — and it’s an expensive one. Homeowners in all 50 states and Washington, D.C., pay from 33% to 93% more for housing each month than do renters living in the same state, according to a new NerdWallet analysis.

But many homeowners reap benefits that you can’t get from renting. The equity you build can be leveraged for loans that can be used to improve the home and boost its value or be used in financial emergencies.

While renting can’t offer thosefinancial benefits, it’s cheaper to rent on a month-to-month basis. If you’re wondering how to save money for a down payment, renting can help you build that nest egg — but in extremely expensive or competitive markets, renting might be better for the long haul.

To determine the monthly homeownership premium — the additional cost of owning instead of renting, expressed as a percentage — NerdWallet compared 2015 American Community Survey data from the U.S. Census Bureau for the median gross rent and median homeownership cost in each state and Washington, D.C. Median gross rent includes the costs of monthly rent and utilities for all kinds of rental properties, and median homeownership cost includes monthly mortgage payments, real estate taxes, insurance and utilities. This comparison doesn’t include the down payment required to buy a home, which is traditionally 20% of the home price for conventional mortgages, but is lower for FHA or VA loans.

Key takeaways

  • Owning is more expensive everywhere. Across all 50 states and Washington, D.C., it costs more each month to own a home than to rent. The median cost people pay nationwide to own a home is 54% more than the median cost to rent each month.
  • The smallest difference is still a third more to own.
  • In some states, the cost of owning far eclipses renting.

State: South Carolina
Homeownership Premium: 43%
Median Monthly Cost to Own: $1168
Median Monthly Cost to Rent: $819
Difference: $349

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

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NerdWallet


Your First Apartment in Ridgeland, SC

Your First Apartment in Ridgeland, SC

Joseph Coupal - Thursday, March 23, 2017

Auston Chase Apartments, Ridgeland, SCYou recently graduated from college and maybe you have your first real job. After living with your parents a few months and saving a little money, you’re ready to strike out on your own and find your first apartment. But with student loan debt, staying within your budget can be a challenge and navigating the rental market can be daunting.

Here are a few things you need to know before renting your first apartment:

• You will need to know what your budget will be. Make sure you know whether the bottom-line rent payment includes — or does not include — utilities. If it does not, you will need to find out approximately how much utilities are so you’ll know whether you can afford the unit.

• If you find you can’t afford the rent, consider finding a roommate or roommates. Make sure that the person or people you are considering as roommates will be reliable. If you are signing a lease with other people, you want to make sure you can count on them to pay their portion of the rent and utilities. Another way to find a more reasonably priced rental home is to be willing to go a bit farther from the center of the city. If you rely on public transportation, sometimes considering taking the bus to Metro or commuting fully by bus can give you more choices, including less-expensive rents and ways to get you more items on your wish list, such as a nicer kitchen.

• Make a list of your needs in order of priority. You should have a list of mandatory items, among them, perhaps, walking distance to the Metro; a parking spot; laundry on the premises; the number of bedrooms you need; and a dishwasher. Make a list of items you don’t need but would consider a bonus to have — a pet-friendly building, a balcony, an on-site fitness center and wood floors, perhaps. Determine what you can and cannot be flexible on.

• Be prepared for when you find the apartment you like best. You should have all the information you will need to put on an application at your fingertips. If you have never had a credit card or paid any bills in your name, you might not have a credit history. A landlord will want to have some history of bill payment, so you may need to ask a parent or a relative to act as a guarantor on the lease. Know who that person is and have them ready to submit an application with you as a co-applicant.

• You should also be prepared to have up to two months’ rent for a security deposit and the first month’s rent. A security deposit may be less than one month’s rent, but it is better to be prepared just in case. You should also be prepared with application fees.

• Have a copy of current pay stubs or an offer letter from your employer stating your salary and a contact who can confirm your salary.

• Have one or two personal references available for a landlord to contact.

• Be cautious. Rental scams abound. If you cannot personally view the home you are considering renting, make sure a friend or a family member can see it on your behalf.

• Once you are approved to move forward on the lease, take time to review it carefully. Know what you are responsible for and what the landlord is responsible for concerning maintenance and utilities. Make sure there is an emergency number in case something breaks and needs to be fixed, such as plumbing issues.

• Know how much notice will be given to you as a tenant for an increase in rent; the landlord to enter the property; and other like scenarios. Know any fees in addition to your rent. Make sure all people who are to be on the lease are on the lease. Find out what is included in the rent and what is not. If you’re moving into a condo or a co-op, learn about any rules and regulations you need to abide by, and make sure you have a copy of them.

Once the lease is signed by all parties, make sure you know if you need to transfer utilities into your name and which utility companies to contact. If you are moving into an apartment, condo or co-op building, check to see if you need to schedule your move-in date with the building.

For more information on apartments in Ridgeland, SC contact Auston Chase.

#HowYouLive
washingtonpost.com


South Carolina is a Great Place to Retire – Ridgeland, SC

South Carolina is a Great Place to Retire – Ridgeland, SC

Joseph Coupal - Thursday, March 16, 2017

Auston Chaes apartments, Ridgeland, SCWhere to retire is a deeply personal decision that no one else can make for you. However, if you haven't already settled on a destination, a comprehensive analysis of your options can help narrow your search.

We rated all 50 states based on quantifiable factors that are important to many retirees. Our rankings favored states that are affordable—especially in terms of lower taxes on retirees and lower health care costs. Then we took health into account—both the economic health of each state and the overall health of the population. Finally, we rewarded states with relatively prosperous populations of residents age 65 and up.

We ranked 10 states in the top rankings for retirement destinations. They offer a wide diversity of climates and lifestyles, so you're likely to find one that suits your tastes. Of course, states are big places, so we narrowed the search even more for you. Within each, we identified a city or two that should hold particular appeal to retirees.

#6 South Carolina

Population: 4.7 million
Share of population 65+: 14.7%
Cost of living: 12% below the U.S. average
Average income for 65+ households: $39,985
Average health care costs for a retired couple: Below average at $373,631
South Carolina's tax rating for retirees: Tax Friendly

If the mild weather and southern charm of the Palmetto State isn't enough of a retirement draw for you, surely the affordability can tempt you. On top of well-below-average living costs, the tax situation goes easy on a fixed income, too. South Carolina doesn't tax Social Security benefits and offers generous exemptions on other types of retirement income. It also does not levy an inheritance or estate tax. Property taxes tend to be very low.

Hilton Head Island is a popular retirement spot, but Myrtle Beach is generally more affordable. Both places offer ample amounts of golfing, beach bumming and water activities.

For more information on apartments in Ridgeland, SC, contact Auston Chase.

#HowYouLive
Kiplinger


Is Well-Being Important to You? Live in an Apartment in Beaufort, SC

Is Well-Being Important to You? Live in an Apartment in Beaufort, SC

Joseph Coupal - Wednesday, March 08, 2017

Auston Chase Apartments, Beaufort, SCGallup and Healthways have released the State of American Well-Being: 2016 Community Well-Being Rankings report, which highlights important trends in health and well-being within communities across the nation.

Naples-Immokalee-Marco Island, FL, tops the rankings for a second consecutive year. Barnstable Town, MA was number two, followed by Santa Cruz-Watsonville, CA.

Many high well-being communities hail from California (seven in the top 25), Colorado (three), Texas (three), Florida (two) and Virginia (two).

Communities are uniquely positioned to promote well-being improvement by transforming policies and environment so that people move naturally, eat wisely, connect, and have the right outlook—all of which can lead to living longer, better.

The Gallup-Healthways State of American Well-Being 2016 Community Rankings was released on Tuesday. The report measures how residents of 189 U.S. cities feel about their physical health, social ties, financial security, community and sense of purpose.

Residents report having good physical health, feeling proud about their community, enjoying good relationships and liking what they do each day.

You may think that has a lot to do with living in a scenic, affluent beach community, but those factors don't influence the score as much as you’d expect. Income matters, but it doesn’t ensure high well-being.

The top 10 U.S. communities with the highest well-being are:

  1. Naples–Immokalee–Marco Island, Florida
  2. Barnstable Town, Massachusetts
  3. Santa Cruz–Watsonville, California
  4. Honolulu, Hawaii
  5. Charlottesville, Virginia
  6. North Port–Sarasota–Bradenton, Florida
  7. San Luis Obispo–Paso Robles, California
  8. Lynchburg, Virginia
  9. Hilton Head Island–Bluffton-Beaufort, South Carolina
  10. Boulder, Colorado

For more information on apartments near Bluffton, SC contact Auston Chase.

#HowYouLive
well-beingindex.com


Should Active Military Members Rent or Own? - Ridgeland, SC

Should Active Military Members Rent or Own? - Ridgeland, SC

Joseph Coupal - Wednesday, March 01, 2017

Auston Chase, Ridgeland, SCDeciding when to take the home-buying plunge can be tough. For military members and their families, the unique nature of their service often adds a new layer of consideration.

Here are a few key things to consider.

1. Frequent relocation

Active-duty military personnel move frequently, often once every two to three years. Prospective buyers should be comfortable with the idea of turning around and reselling a property or renting it out—and the possibility of neither of those coming to pass.

Talk with real estate agents and other experts to get a feel for the local housing market and near-term trends. You might have no problem selling the home or finding renters in your particular community, but there are no guarantees.

Even if your Permanent Change of Station (PCS) moves you across the country, you’re still on the hook for that new mortgage payment. Short sales and foreclosures can wreck your credit and put home buying out of reach for years. So it’s not a decision to take lightly.

2. Costs of renting vs. buying

Do your homework, and get a clear sense of what’s likely to cost more. Paying a mortgage is may be cheaper than renting in some U.S. markets, but every buyer’s situation is different. A good lender can help you get pre-approved and run realistic affordability numbers.

Keep in mind homeownership comes with costs that renters don’t typically face, like maintenance, lawn care, appliance repairs, and more. And buying with $0 down means you’ll start life as a homeowner with little to no equity.

3. Wants and needs

Homeownership offers a lot of freedom, but it also comes with significant responsibility. Take stock of your priorities to see where you land. How important is it for you to personalize your space? Do you enjoy home and yard maintenance? How do you feel about paying for them?

Owning a home means you can’t call the landlord to fix a broken pipe or replace the water heater. Renting means you’re building equity for someone else.

In the end, there isn’t a one-size-fits-all answer. Buying a home evokes thoughts of long-term stability that are sometimes at odds with the unpredictability of the military lifestyle.

Still, there’s something to be said for the sense of pride and independence that come along with homeownership. Think long and hard about what’s right for you, and get good information from real estate and mortgage experts you trust.

For more information on apartments in Ridgeland, SC contact Auston Chase.

#HowYouLive
Realtors.com



Auston Chase Apartment Homes

59 Summerlake Circle, Ridgeland, SC 29936

Auston Chase Apartment Homes Phone Number Call: 833-292-0330
Auston Chase Apartment Homes Email Address Email UsAustonChase001@myLTSMail.com
Auston Chase Apartment Homes Google Map View Map
Auston Chase Apartment Homes Facebook Auston Chase Apartment Homes Twitter Auston Chase Apartment Homes Google+ Auston Chase Apartment Homes Instagram Auston Chase Apartment Homes RSS Feed
Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

$930-$1,495