Auston Chase Apartment Homes

59 Summerlake Circle, Ridgeland, SC 29936
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Apartment Homes Bluffton SC

Is Downsizing For You? – Ridgeland, SC

Is Downsizing For You? – Ridgeland, SC

Joseph Coupal - Thursday, April 27, 2017

Auston Chase, Ridgeland, SCMany retirees downsize their homes, but this decision requires careful consideration of a variety of factors.

As men and women retire or approach retirement age, many opt to downsize their homes. Such a decision can save older adults substantial amounts of money while also liberating them from the hassle of maintaining large homes they no longer need.

Downsizing to smaller homes or apartments is a significant step, one that homeowners should give ample consideration before making their final decisions. The following are a handful of tips to help homeowners determine if downsizing to smaller homes is the right move.

- Get a grip on the real estate market. Downsizing is not solely about money, but it's important that homeowners consider the real estate market before putting their homes up for sale. Speak with a local realtor or your financial advisor about the current state of your real estate market. Downsizing can help homeowners save money on utilities, taxes and mortgage payments, but those savings may be negated if you sell your house in a buyer's market instead of a seller's market. If you think the current market won't get you the price you are hoping for, delay your downsize until the market rebounds.

- Take inventory of what's in your house. Empty nesters often find that their homes are still filled with their children's possessions, even long after those children have entered adulthood and left home. If the storage in your home is dominated by items that belong to your children and not you, then downsizing might be right for you. Tell your children you are thinking of downsizing and invite them over to pick through any items still in your home. Once they have done so and taken what they want, you can host a yard sale, ultimately donating or discarding what you cannot sell. Once all of the items are gone, you may realize that moving into a smaller place is the financially prudent decision.

- Examine your own items as well. Your children's items are likely not the only items taking up space in your home. Take inventory of your own possessions as well, making note of items you can live without and those you want to keep. If the list of items you can live without is extensive, then you probably won't have a problem moving into a smaller home. If you aren't quite ready to say goodbye to many of your possessions, then you might benefit from staying put for a little while longer.

- Consider your retirement lifestyle. If you have already retired or on the verge of retirement and plan to spend lots of time traveling, then downsizing to a smaller home may free up money you can spend on trips. And if you really do see yourself as a silver-haired jetsetter, then you likely won't miss your current home because you won't be home frequently enough to enjoy it. If travel is not high on your retirement to-do list but you have a hobby, such as crafting, restoring classic cars or woodworking, that you hope to turn into a second profession, then you might benefit from staying put and converting your existing space into a workshop.

Many retirees downsize their homes, but this decision requires careful consideration of a variety of factors.

For more information on apartments in Ridgeland, SC contact Auston Chase.


The Times

Best States to Find a Job – Ridgeland, SC

Best States to Find a Job – Ridgeland, SC

Joseph Coupal - Friday, April 21, 2017

Auston Chase, Ridgeland, SCSome states are adding jobs much faster than others. CNBC knows, because we've been measuring job creation in all 50 states for 10 years in our annual America's Top States for Business study.

Job growth is a key metric in our Economy category, measuring employment increases over the previous 12 months based on seasonally adjusted nonfarm payroll numbers from the United States Bureau of Labor Statistics. That means we've been measuring job growth since June of 2006. Past performance is no guarantee of future results, but these 10 states have been the best places to find a job over the last 10 years.

South Carolina didn't experience the overbuilding that many of its neighbors did during the housing boom, But the overall economic crisis still hit hard-and it hit the state earlier than most. That has made for easier comparisons as the recovery rumbled along, bit SC has also benefited from a surging health-care sector that continues to add jobs.

#10 South Carolina

2006-2016 Job Growth 8.28%
Net jobs added: 156.200
Key industries: Healthcare, manufacturing
10-year Tops States Economy Rank: No. 40

For more information on apartments in Ladson, SC contact Abberly Crossing.


Ask These Questions Before You Buy a Home - Ridgeland, SC

Ask These Questions Before You Buy a Home - Ridgeland, SC

Joseph Coupal - Friday, April 14, 2017

Auston Chase, Ridgeland, SCLandlady ruling your life? No pets allowed? Maybe it’s finally time to take the plunge and call the shots in your own space. But, there are important questions to ask before taking the leap into homeownership.

How long do you stay in one place? If you don't plan on living in the same home for at least five years, then owning is probably not the best choice. You’ll probably lose money in the long run.

And then, of course, there’s always money. How much do you make? Do you have job security? Have you built up savings for a down payment?

Maybe you’re thinking, "Hey! I can totally pay a mortgage. I pay less than that in rent!" But owning a home comes with a lot more than just a monthly payment and some utilities.

Property taxes alone are sure to hit the wallet hard. You calculate this annual cost by multiplying the assessed value of your home by the tax rate in your area. And don’t forget homeowners insurance and maintenance.

And this is AFTER you’ve paid your down payment and closing costs.

Renting may feel like throwing money away on something that’s not yours, but you’re not tied down. Once that lease is up, the sky's the limit. The world is your oyster... you know... something like that. So if the time and money are right, it may be just the moment for you to finally buy the house of your dreams - and have all the cats you want.


Are you looking to get out of the renting life and jump into homeownership? Sounds like a great idea - and would certainly impress your friends and family. But there are a slew of things any first-time homebuyer should know upfront. There are essential things to consider when you're looking to buying a home, from property taxes to closing costs.

For more information on apartments in Ridgeland, SC, contact Auston Chase.



Baby Boomer Retirement Plan: Downsize – Ridgeland, SC

Baby Boomer Retirement Plan: Downsize – Ridgeland, SC

Joseph Coupal - Thursday, April 06, 2017

Auston Chase, Ridgeland, SCBaby Boomers are increasingly downsizing and opting out of homeownership entirely in order to prepare for retirement, according to a new study from Bank of America Merrill Lynch.

The survey pointed out that tens of millions of Baby Boomers will soon migrate into retirement, and could soon modify family spending, continue working or downsize or relocate their home.

In fact, three out of four Baby Boomers answered they would downsize their home to lower ongoing costs and for the benefit from the equity. Another 67% said they would be willing to move to a less expensive location.

But many Baby Boomers also said they were willing to give up homeownership entirely. The study showed 47% would consider selling their home and renting an apartment.

Although we are all challenged to fund our longer lives, this suite of studies has repeatedly revealed that Americans remain quite hopeful and are willing to consider a wide range of course corrections in order to enjoy a secure retirement.

A study last summer by Freddie Mac showed that, because older generations are downsizing, they are actually pushing Millennials out of the housing market. And for those who aren’t downsizing, they seem to be abandoning the American Dream as Baby Boomers begin moving into the apartments and urban areas.

For more information on apartments in Ridgeland, SC contact Auston Chase.



How Much Cheaper is it to Rent than Own in Your State? - Ridgeland, SC

How Much Cheaper is it to Rent than Own in Your State? - Ridgeland, SC

Joseph Coupal - Wednesday, March 29, 2017

Auston Chase, Ridgeland, SCOwning a home is often considered the American dream — and it’s an expensive one. Homeowners in all 50 states and Washington, D.C., pay from 33% to 93% more for housing each month than do renters living in the same state, according to a new NerdWallet analysis.

But many homeowners reap benefits that you can’t get from renting. The equity you build can be leveraged for loans that can be used to improve the home and boost its value or be used in financial emergencies.

While renting can’t offer thosefinancial benefits, it’s cheaper to rent on a month-to-month basis. If you’re wondering how to save money for a down payment, renting can help you build that nest egg — but in extremely expensive or competitive markets, renting might be better for the long haul.

To determine the monthly homeownership premium — the additional cost of owning instead of renting, expressed as a percentage — NerdWallet compared 2015 American Community Survey data from the U.S. Census Bureau for the median gross rent and median homeownership cost in each state and Washington, D.C. Median gross rent includes the costs of monthly rent and utilities for all kinds of rental properties, and median homeownership cost includes monthly mortgage payments, real estate taxes, insurance and utilities. This comparison doesn’t include the down payment required to buy a home, which is traditionally 20% of the home price for conventional mortgages, but is lower for FHA or VA loans.

Key takeaways

  • Owning is more expensive everywhere. Across all 50 states and Washington, D.C., it costs more each month to own a home than to rent. The median cost people pay nationwide to own a home is 54% more than the median cost to rent each month.
  • The smallest difference is still a third more to own.
  • In some states, the cost of owning far eclipses renting.

State: South Carolina
Homeownership Premium: 43%
Median Monthly Cost to Own: $1168
Median Monthly Cost to Rent: $819
Difference: $349

For more information on apartments in Beaufort, SC, contact Ashton Pointe.


Your First Apartment in Ridgeland, SC

Your First Apartment in Ridgeland, SC

Joseph Coupal - Thursday, March 23, 2017

Auston Chase Apartments, Ridgeland, SCYou recently graduated from college and maybe you have your first real job. After living with your parents a few months and saving a little money, you’re ready to strike out on your own and find your first apartment. But with student loan debt, staying within your budget can be a challenge and navigating the rental market can be daunting.

Here are a few things you need to know before renting your first apartment:

• You will need to know what your budget will be. Make sure you know whether the bottom-line rent payment includes — or does not include — utilities. If it does not, you will need to find out approximately how much utilities are so you’ll know whether you can afford the unit.

• If you find you can’t afford the rent, consider finding a roommate or roommates. Make sure that the person or people you are considering as roommates will be reliable. If you are signing a lease with other people, you want to make sure you can count on them to pay their portion of the rent and utilities. Another way to find a more reasonably priced rental home is to be willing to go a bit farther from the center of the city. If you rely on public transportation, sometimes considering taking the bus to Metro or commuting fully by bus can give you more choices, including less-expensive rents and ways to get you more items on your wish list, such as a nicer kitchen.

• Make a list of your needs in order of priority. You should have a list of mandatory items, among them, perhaps, walking distance to the Metro; a parking spot; laundry on the premises; the number of bedrooms you need; and a dishwasher. Make a list of items you don’t need but would consider a bonus to have — a pet-friendly building, a balcony, an on-site fitness center and wood floors, perhaps. Determine what you can and cannot be flexible on.

• Be prepared for when you find the apartment you like best. You should have all the information you will need to put on an application at your fingertips. If you have never had a credit card or paid any bills in your name, you might not have a credit history. A landlord will want to have some history of bill payment, so you may need to ask a parent or a relative to act as a guarantor on the lease. Know who that person is and have them ready to submit an application with you as a co-applicant.

• You should also be prepared to have up to two months’ rent for a security deposit and the first month’s rent. A security deposit may be less than one month’s rent, but it is better to be prepared just in case. You should also be prepared with application fees.

• Have a copy of current pay stubs or an offer letter from your employer stating your salary and a contact who can confirm your salary.

• Have one or two personal references available for a landlord to contact.

• Be cautious. Rental scams abound. If you cannot personally view the home you are considering renting, make sure a friend or a family member can see it on your behalf.

• Once you are approved to move forward on the lease, take time to review it carefully. Know what you are responsible for and what the landlord is responsible for concerning maintenance and utilities. Make sure there is an emergency number in case something breaks and needs to be fixed, such as plumbing issues.

• Know how much notice will be given to you as a tenant for an increase in rent; the landlord to enter the property; and other like scenarios. Know any fees in addition to your rent. Make sure all people who are to be on the lease are on the lease. Find out what is included in the rent and what is not. If you’re moving into a condo or a co-op, learn about any rules and regulations you need to abide by, and make sure you have a copy of them.

Once the lease is signed by all parties, make sure you know if you need to transfer utilities into your name and which utility companies to contact. If you are moving into an apartment, condo or co-op building, check to see if you need to schedule your move-in date with the building.

For more information on apartments in Ridgeland, SC contact Auston Chase.


South Carolina is a Great Place to Retire – Ridgeland, SC

South Carolina is a Great Place to Retire – Ridgeland, SC

Joseph Coupal - Thursday, March 16, 2017

Auston Chaes apartments, Ridgeland, SCWhere to retire is a deeply personal decision that no one else can make for you. However, if you haven't already settled on a destination, a comprehensive analysis of your options can help narrow your search.

We rated all 50 states based on quantifiable factors that are important to many retirees. Our rankings favored states that are affordable—especially in terms of lower taxes on retirees and lower health care costs. Then we took health into account—both the economic health of each state and the overall health of the population. Finally, we rewarded states with relatively prosperous populations of residents age 65 and up.

We ranked 10 states in the top rankings for retirement destinations. They offer a wide diversity of climates and lifestyles, so you're likely to find one that suits your tastes. Of course, states are big places, so we narrowed the search even more for you. Within each, we identified a city or two that should hold particular appeal to retirees.

#6 South Carolina

Population: 4.7 million
Share of population 65+: 14.7%
Cost of living: 12% below the U.S. average
Average income for 65+ households: $39,985
Average health care costs for a retired couple: Below average at $373,631
South Carolina's tax rating for retirees: Tax Friendly

If the mild weather and southern charm of the Palmetto State isn't enough of a retirement draw for you, surely the affordability can tempt you. On top of well-below-average living costs, the tax situation goes easy on a fixed income, too. South Carolina doesn't tax Social Security benefits and offers generous exemptions on other types of retirement income. It also does not levy an inheritance or estate tax. Property taxes tend to be very low.

Hilton Head Island is a popular retirement spot, but Myrtle Beach is generally more affordable. Both places offer ample amounts of golfing, beach bumming and water activities.

For more information on apartments in Ridgeland, SC, contact Auston Chase.


Is Well-Being Important to You? Live in an Apartment in Beaufort, SC

Is Well-Being Important to You? Live in an Apartment in Beaufort, SC

Joseph Coupal - Wednesday, March 08, 2017

Auston Chase Apartments, Beaufort, SCGallup and Healthways have released the State of American Well-Being: 2016 Community Well-Being Rankings report, which highlights important trends in health and well-being within communities across the nation.

Naples-Immokalee-Marco Island, FL, tops the rankings for a second consecutive year. Barnstable Town, MA was number two, followed by Santa Cruz-Watsonville, CA.

Many high well-being communities hail from California (seven in the top 25), Colorado (three), Texas (three), Florida (two) and Virginia (two).

Communities are uniquely positioned to promote well-being improvement by transforming policies and environment so that people move naturally, eat wisely, connect, and have the right outlook—all of which can lead to living longer, better.

The Gallup-Healthways State of American Well-Being 2016 Community Rankings was released on Tuesday. The report measures how residents of 189 U.S. cities feel about their physical health, social ties, financial security, community and sense of purpose.

Residents report having good physical health, feeling proud about their community, enjoying good relationships and liking what they do each day.

You may think that has a lot to do with living in a scenic, affluent beach community, but those factors don't influence the score as much as you’d expect. Income matters, but it doesn’t ensure high well-being.

The top 10 U.S. communities with the highest well-being are:

  1. Naples–Immokalee–Marco Island, Florida
  2. Barnstable Town, Massachusetts
  3. Santa Cruz–Watsonville, California
  4. Honolulu, Hawaii
  5. Charlottesville, Virginia
  6. North Port–Sarasota–Bradenton, Florida
  7. San Luis Obispo–Paso Robles, California
  8. Lynchburg, Virginia
  9. Hilton Head Island–Bluffton-Beaufort, South Carolina
  10. Boulder, Colorado

For more information on apartments near Bluffton, SC contact Auston Chase.


Should Active Military Members Rent or Own? - Ridgeland, SC

Should Active Military Members Rent or Own? - Ridgeland, SC

Joseph Coupal - Wednesday, March 01, 2017

Auston Chase, Ridgeland, SCDeciding when to take the home-buying plunge can be tough. For military members and their families, the unique nature of their service often adds a new layer of consideration.

Here are a few key things to consider.

1. Frequent relocation

Active-duty military personnel move frequently, often once every two to three years. Prospective buyers should be comfortable with the idea of turning around and reselling a property or renting it out—and the possibility of neither of those coming to pass.

Talk with real estate agents and other experts to get a feel for the local housing market and near-term trends. You might have no problem selling the home or finding renters in your particular community, but there are no guarantees.

Even if your Permanent Change of Station (PCS) moves you across the country, you’re still on the hook for that new mortgage payment. Short sales and foreclosures can wreck your credit and put home buying out of reach for years. So it’s not a decision to take lightly.

2. Costs of renting vs. buying

Do your homework, and get a clear sense of what’s likely to cost more. Paying a mortgage is may be cheaper than renting in some U.S. markets, but every buyer’s situation is different. A good lender can help you get pre-approved and run realistic affordability numbers.

Keep in mind homeownership comes with costs that renters don’t typically face, like maintenance, lawn care, appliance repairs, and more. And buying with $0 down means you’ll start life as a homeowner with little to no equity.

3. Wants and needs

Homeownership offers a lot of freedom, but it also comes with significant responsibility. Take stock of your priorities to see where you land. How important is it for you to personalize your space? Do you enjoy home and yard maintenance? How do you feel about paying for them?

Owning a home means you can’t call the landlord to fix a broken pipe or replace the water heater. Renting means you’re building equity for someone else.

In the end, there isn’t a one-size-fits-all answer. Buying a home evokes thoughts of long-term stability that are sometimes at odds with the unpredictability of the military lifestyle.

Still, there’s something to be said for the sense of pride and independence that come along with homeownership. Think long and hard about what’s right for you, and get good information from real estate and mortgage experts you trust.

For more information on apartments in Ridgeland, SC contact Auston Chase.


Apartment Hunting? 4 Things to Know – Ridgeland, SC

Apartment Hunting? 4 Things to Know – Ridgeland, SC

Joseph Coupal - Thursday, February 16, 2017

Auston Chase, Ridgeland, SCWhen you’re house or apartment hunting, some things just go without saying. Yes, you have to find a place that’s a good location for you at a good price. Yes, you want it to be safe. But what about the other things you should look for before you sign a rental agreement? If you’re not sure where to start, take a look at the following four things.

1. Take Your Time

Rushing a landlord/ tenant agreement can hurt a potential tenant in the long-run. Make sure you thoroughly check the space out, noting damage that already exists. Also check to see if things work: Does the toilet flush? Do the light fixtures work? How about the stove? If something doesn’t seem right, don’t jump on the agreement without thinking about it. You don’t want to get caught in a lease in a building that’s a real lemon.

2. Tenant Screening

Most would-be tenants expect that a landlord will run a background or a credit check. The potential tenant actually might do well to think about what a tenant screening will involve in its entirety. This may include checking to see if they have property insurance or any type of liability insurance. Depending on the screening type, it can even include an in-depth look into their personal record to make sure that he or she is the type of person that the landlord wants to lease to. As having different types of insurances can look attractive, you should get up-to-date on the ones that your rental situation may be asking for. You can also let your landlord know that insurance is a part of the financial package that you bring to the table.

3. What’s Included?

Often the ad for the apartment or home that you’re renting will tell you if utilities or trash are included in the price of the rent. Yet, you should still check with your would-be landlord to find out. Don’t just assume. If you live in a building that has a gym downstairs, are you allowed to use it? Can you bring guests? Are there perks like morning coffee in the lobby or a free pass to board public transit? These little extras may make the place exactly what you want. They may also cost you a fortune if they turn out to be hidden costs.

4. Can You Make it Your Own?

Another thing that you should do before you move in and sign any lease is to ask what you’re allowed to do with the space. It’s important to know what exactly you’re not allowed to do as well. Are you dying to create a burgundy red accent wall? You should ask if you can paint. What about hanging those gorgeous pictures? Some landlords will be reasonable, and so it is definitely worth asking.

Having your own place is a real joy. It’s also a real pain if something goes wrong. Many of the things that cause a tenant heartache are obvious once you know what to look for. Be sure to check out everything beforehand and be prepared to walk away until you find a better space.

For more information on apartments in Ridgeland, SC contact Auston Chase.


Auston Chase Apartment Homes

59 Summerlake Circle, Ridgeland, SC 29936

Auston Chase Apartment Homes Phone Number Call: 888-705-4749
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Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P